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Savings products provided by Standard Life Bank plc.

Fixed Rate Business Bonds

Returns for your business, guaranteed.

If you're looking for a guaranteed return over a set period of time, consider a Fixed Rate Bond.

Summary box
Key product information for this account


Account name:
7 month Fixed Rate Bond - matures 06/05/09
(available to Limited Companies only)
1 year Fixed Rate Bond - matures 25/09/09
Interest rates (AERs): Earn a guaranteed 6.80% fixed gross pa/AER.
See all rates.
Earn a guaranteed 6.15% fixed gross pa/AER.
See all rates.

Tax Staus:
Interest will be paid gross to registered or recognised charities, occupational pension scheme trustees, limited companies, clubs and societies. For all other business types, interest will be paid net of lower rate tax. Interest on deposits of £50,000 or more will be paid gross regardless of tax status.
Conditions for bonus payment: Not applicable to this type of account.
Withdrawal arrangements: No withdrawals allowed during the term of the Bond.
Access: You can enquire about the balance of your Bond over the phone from 8am-6pm Mon-Fri, or view your balance at a time that suits you with our online service.

Our Bonds are all limited offers that are subject to availability. So when you've decided, act quickly to apply as they will be offered on a first come, first served basis.

The minimum you can invest is £1,000 and the maximum is £1 million.

Only one deposit will be accepted per bond, although you can open more than one bond up to a total combined maximum investment of £10 million.

Next steps

> Read our questions and answers
> Ready to apply?


The Facts

  • Rates correct as at 6 October 2008.
  • We reserve the right to close a bond account if we do not receive the deposit within 14 days.
  • All bonds are subject to availability.
  • Account holders must be over the age of 16 and resident (and in the case of a limited company, incorporated) in the UK at the time of opening an account.
  • Business accounts opened by registered or recognised charities, occupational pension scheme trustees, limited companies, clubs and societies may have interest paid gross.
  • Gross means the rate of interest paid without the deduction of tax, if applicable.
  • AER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
  • For all accounts, you can choose whether interest is to be paid monthly or yearly.
  • Standard Life Bank savings accounts are covered by the Financial Services Compensation Scheme.
 



This web site is intended for the information of residents of the United Kingdom. Standard Life Assurance Limited (SC286833), Standard Life Bank plc* (SC173685), Standard Life Direct Limited (SC193444) and Standard Life Savings Limited (SC180203) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322) are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL. Standard Life Healthcare Limited is registered in England (02123483) at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. All companies authorised and regulated by the Financial Services Authority (* except for Standard Life Bank plc's "Buy to Let" mortgages).

©2008 Standard Life.