Before you apply
Applying online for a Standard Life Bank personal savings account couldn't be easier. You'll find all the information you'll need below.
Once you've submitted your application, we'll send a welcome pack direct to your home address containing details of our Terms and Conditions and Tariff of Charges.
You will also be sent a separate PIN/password form to be completed. For security reasons please don't return this form with any other documents.
As soon as your initial deposit has arrived in your account, we'll issue an opening balance statement to you. You can then register for our online service.
Find out more about our online service.

Once you've chosen the account you'd like to open, you'll need the following details handy to complete the application:
- Whether you're a tax payer
- Whether the account is to be in joint names (if so, we'll require the above details for the second applicant)
- The account any interest is to be paid to (if applicable)
- Details of your designated external bank/building society account (including account name, address, account number and sort code).

- Our online application should take around 10 minutes to complete
- You have to be at least 16 years old to apply for one of our savings accounts
- If your Standard Life Bank account is to be in joint names, your designated external bank/building society account will have to be in joint names also.
- You have to be a permanent resident of the UK
- Our online application is currently only available for Direct Access and 50 day Notice personal savings accounts
- are an existing Standard Life Bank customer,
- wish to open an ISA, Bond or a Business Savings account, or
- have an application pending with Standard Life Bank